ACH Payments
ACH is short for Automated Clearing House. This method is used quite often in online gaming because all you have to do is enter your account number from your bank along with your routing number and you will be able to deposit directly from your bank into the casino or gaming establishment.
There are a few downfalls to this method, one being that the gaming establishment will have your personal information within their software instead of using a third party which keeps your details private and encrypted.
Many RTG casinos use ACH and the funds are immediately credited to your account upon verification from the casino which is very quick. One upside to this method is that there are no fees involved. The casino doesn't collect a fee and your bank usually won't charge one since this is considered an ACH method and not a bank wire, which may incur
in large fees.
Another downside to this deposit method is that the gaming establishment usually does not offer any deposit bonuses with ACH because they are taking a risk that the money is in your bank account like you say it is.
Another downside is if you want to withdrawal, you're probably looking at a 10 day wait for your depositing funds to clear before they allow you to take any funds out. If you're willing to wait and this seems fair to you, then it should be a breeze to make deposits. It IS very easy to do and very quick if you want to play immediately. You don't have to fund a third party first and most gamblers hate waiting. With this in mind, ACH is the way to go for them.
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